Personal Insurance

Home Insurance

Home

Renters

Whatever home looks like,
it’s more than walls and a roof.

Your home is where you and your family get to be you. It’s where the people you love are surrounded by the things you love – from the art on your walls to the memories in every room.
Your home is also a significant financial asset. A home insurance policy built to meet your needs will provide protection against loss at a fair price. Whether you need to repair damage, replace destroyed items or rebuild after a bad event, you deserve a policy that works when you really need it.

So your house – or downtown condo, or riverside apartment – is protected. And so is your home.

How to compare home insurance quotes

Price is just one factor. When you’re comparing quotes for home insurance, consider your deductible, replacement costs and other crucial factors. This video guides you through it.

To get a quote, tell us a bit about your home.

No two homes are the same. Home insurance plans should be tailored to fit. Your PayneWest agent will work with you to identify the risks facing your home and create a custom insurance plan that works when you need it.

GET A QUOTE

When you rent, it’s up to you
to protect your belongings.

Many people mistakenly believe their landlord is responsible for covering their belongings when they rent a house, condo or apartment. In fact, this is the renter’s responsibility – and some landlords require tenants to carry a renters policy.

Policies vary, and your PayneWest agent can guide you through your options and answer your questions. But they can typically cover damage or loss of your belongings caused by:
  • Fire or smoke
  • Vehicles
  • Vandalism
  • Theft
  • Explosions
  • Wind, hail or lightning
  • Falling objects
  • Problems caused by heating or air-conditioning systems

Tell us a bit about your renting situation.

Your PayneWest agent will work with you to identify the risks facing your home and create a custom insurance plan that works when you need it.

GET A QUOTE

Tell us what you need. We’ll take it from there.

Get a Quote


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        First, tell us about you:






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        Next, tell us about your business:





        Now tell us about the coverage or coverages you need:


        Commercial InsuranceEmployee BenefitsHealth InsuranceSuretyOther


        NOTE: Before becoming effective, all changes, bind orders, or claim notifications must be confirmed by a PayneWest Insurance representative advising that your request has been processed.

        You are ready to submit the form:

          First, tell us about you:






          EmailPhone




          Next, tell us about the coverage or coverages you need:


          AutoHomeIndividual HealthUmbrellaRecreationalWatercraftRenter’s InsuranceLife InsuranceWedding Insurance


          NOTE: Before becoming effective, all changes, bind orders, or claim notifications must be confirmed by a PayneWest Insurance representative advising that your request has been processed.

          Now you are ready to submit the form:

            First, tell us about you:






            EmailPhone




            Next, tell us about the coverage or coverages you need:


            AutoHomeIndividual HealthUmbrellaRecreationalWatercraftRenter’s InsuranceLife InsuranceWedding Insurance


            NOTE: Before becoming effective, all changes, bind orders, or claim notifications must be confirmed by a PayneWest Insurance representative advising that your request has been processed.

            Now you are ready to submit the form:

              First, tell us about you:






              EmailPhone

              Next, tell us about your business:





              Now tell us about the coverage or coverages you need:


              Commercial InsuranceEmployee BenefitsHealth InsuranceSuretyOther


              NOTE: Before becoming effective, all changes, bind orders, or claim notifications must be confirmed by a PayneWest Insurance representative advising that your request has been processed.

              You are ready to submit the form:

                First, tell us about you:






                EmailPhone





                Next, tell us about the coverage or coverages you need:


                AutoHomeIndividual HealthUmbrellaRecreationalWatercraftRenter’s InsuranceLife InsuranceWedding Insurance

                Commercial InsuranceEmployee BenefitsEmployee Health InsuranceSurety


                NOTE: Before becoming effective, all changes, bind orders, or claim notifications must be confirmed by a PayneWest Insurance representative advising that your request has been processed.

                Now you are ready to submit the form:




                    First, tell us about you:






                    EmailPhone




                    Step 1 of 2Next

                    Next, tell us about the coverage or coverages you need:


                    AutoHomeIndividual HealthUmbrellaRecreational

                     

                    WatercraftRenter’s InsuranceLife InsuranceWedding Insurance



                    NOTE: Before becoming effective, all changes, bind orders, or claim notifications must be confirmed by a PayneWest Insurance representative advising that your request has been processed.

                    Now you are ready to submit the form:

                      First, tell us about you:






                      EmailPhone

                      Step 1 of 3Next

                      Next, tell us about your business:





                      Step 2 of 3Next

                      Now tell us about the coverage or coverages you need:


                      Commercial InsuranceEmployee BenefitsHealth InsuranceSuretyOther


                      NOTE: Before becoming effective, all changes, bind orders, or claim notifications must be confirmed by a PayneWest Insurance representative advising that your request has been processed.

                      You are ready to submit the form:

                        First, tell us about you:






                        EmailPhone




                        Step 1 of 2Next



                        NOTE: Before becoming effective, all changes, bind orders, or claim notifications must be confirmed by a PayneWest Insurance representative advising that your request has been processed.

                        Now you are ready to submit the form:

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                            NOTE: Before becoming effective, all changes, bind orders, or claim notifications must be confirmed by a PayneWest Insurance representative advising that your request has been processed.

                            Now you are ready to submit the form:

                              First, tell us about you:






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                              Next, tell us about your claim:






                              NOTE: Before becoming effective, all changes, bind orders, or claim notifications must be confirmed by a PayneWest Insurance representative advising that your request has been processed.

                              Now you are ready to submit the form:

                                First, tell us about you and your business:







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                                Next, tell us about the surety bond you need:







                                NOTE: Before becoming effective, all changes, bind orders, or claim notifications must be confirmed by a PayneWest Insurance representative advising that your request has been processed.

                                Now you are ready to submit the form:

                                  First, tell us about you:






                                  EmailPhone

                                  Next, tell us about your business:





                                  Now tell us about the coverage or coverages you need:


                                  Commercial InsuranceEmployee BenefitsHealth InsuranceSuretyOther


                                  NOTE: Before becoming effective, all changes, bind orders, or claim notifications must be confirmed by a PayneWest Insurance representative advising that your request has been processed.

                                  You are ready to submit the form:

                                    First, tell us about you:






                                    EmailPhone




                                    Next, tell us about the coverage or coverages you need:


                                    AutoHomeIndividual HealthUmbrellaRecreationalWatercraftRenter’s InsuranceLife InsuranceWedding Insurance


                                    NOTE: Before becoming effective, all changes, bind orders, or claim notifications must be confirmed by a PayneWest Insurance representative advising that your request has been processed.

                                    Now you are ready to submit the form:

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                                      NOTE: Before becoming effective, all changes, bind orders, or claim notifications must be confirmed by a PayneWest Insurance representative advising that your request has been processed.

                                      Now you are ready to submit the form:

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